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Still looking for deals on Investment ? Find our amazing Investment offers at our top source site today where we have compared Investment for you. ask.com About InvestmentInvestment or investing[British English] and [American English], respectively. is a term with several closely-related meanings in [business management], [finance] and [economics], related to [Saving (money)] or deferring [Consumption (economics)]. An [asset] is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future [return (finance)] or interest from it. The word originates in the Latin "vestis", meaning garment, and refers to the act of putting things (money or other claims to resources) into others' pockets. Types of investment The term "investment" is used differently in economics and in finance. Economists refer to a real investment (such as a machine or a house), while financial economists refer to a financial asset, such as money that is put into a bank or the market, which may then be used to buy a real asset. Returns on investments will follow the [risk-return spectrum]. Business Management The investment decision (also known as [capital budgeting]) is one of the fundamental decisions of business management: managers determine the assets that the business enterprise obtains. These assets may be physical (such as buildings or machinery), intangible (such as [patents], software, goodwill), or financial (see below). The manager must assess whether the [net present value] of the investment to the enterprise is positive; the net present value is calculated using the enterprise's marginal [cost of capital]. A business might invest with the goal of making profit. These are called marketable [securities] or passive investment. It might also invest with the goal of [controll]ing or influencing the operation of the second company, the [investee]. These are called intercorporate, long-term and strategic investments. Hence, a company can have none, some or total control over the investee 's strategic, operating, investing and financing decisions. One can control a company by owning over 50% ownership, or have the ability to elect a majority of the [Board of Directors]. Economics In [economics], investment is the production per unit time of [Good (economics and accounting)] which are not consumed but are to be used for future production. Examples include tangibles (such as building a [railroad] or [factory]) and intangibles (such as a year of schooling or on-the-job training). In [measures of national income and output], gross investment I is also a component of [Gross domestic product] (GDP), given in the formula GDP = C + I + G + NX. I is divided into non-residential investment (such as factories) and residential investment (new houses). "Net" investment deducts [depreciation] from gross investment. It is the value of the net increase in the capital stock per year. Investment, as production over a period of time ("per year"), is not [capital (economics)]. The time dimension of investment makes it a [Stock vs. flow (economics)]. By contrast, capital is a stock, that is, an accumulation measurable at a point in time (say December 31st). Investment is often modeled as a function of income and interest rates, given by the relation I = f(Y, r). An increase in income encourages higher investment, whereas a higher interest rate may discourage investment as it becomes more costly to borrow money. Even if a firm chooses to use its own funds in an investment, the interest rate represents an [opportunity cost] of investing those funds rather than loaning them out for interest. Finance In [finance], investment is buying [security (finance)] or other monetary or paper (financial) assets in the [money market]s or [capital market]s, or in fairly [market liquidity] real assets, such as [gold], [real estate], or collectibles. [Valuation (finance)] is the method for assessing whether a potential investment is worth its price. Types of financial investments include shares, other [equity investment], and [bond (finance)] (including bonds denominated in foreign [currency]). These financial assets are then expected to provide income or positive future cash flows, and may increase or decrease in value giving the investor capital gains or losses. Trades in [derivative (finance)] or [derivative (finance)] securities do not necessarily have future positive expected cash flows, and so are not considered assets, or strictly speaking, securities or investments. Nevertheless, since their cash flows are closely related to (or derived from) those of specific securities, they are often studied as or treated as investments. Investments are often made indirectly through [intermediary], such as [bank]s, [mutual fund]s, [pension fund]s, [insurance] companies, [collective investment scheme]s, and [investment club]s. Though their legal and procedural details differ, an intermediary generally makes an investment using money from many individuals, each of whom receives a claim on the intermediary. Personal finance Within [personal finance], money used to purchase [shares], put in a [collective investment scheme] or used to buy any asset where there is an element of capital risk is deemed an investment. [Saving] within personal finance refers to money put aside, normally on a regular basis. This distinction is important, as [investment risk] can cause a capital loss when an investment is realized, unlike [saving (money)] where the more limited risk is cash devaluing due to [inflation]. In many instances the terms saving and investment are used interchangeably, which confuses this distinction. For example many [deposit account]s are labeled as investment accounts by banks for marketing purposes. Whether an asset is a saving(s) or an investment depends on where the money is invested: if it is cash then it is savings, if its value can fluctuate then it is investment. Real estate In [real estate], investment is money used to purchase [property] for the sole purpose of holding or leasing for income and where there is an element of capital risk. Unlike other economic or financial investment, real estate is purchased. The seller is also called a Vendor and normally the purchaser is called a Buyer. Residential Real Estate The most common form of real estate investment as it includes the property purchased as peoples houses. In many cases the Buyer does not have the full purchase price for a property and must engage a lender such as a Bank, Finance company or Private Lender. Different countries have their individual normal lending levels, but usually they will fall into the range of 70-90% of the purchase price. Against other types of real estate, residential real estate is the least risky. Commercial Real Estate Commercial real estate is the owning of a small building or large warehouse a company rents from so that it can conduct its business. Due to the higher risk of Commercial real estate, lending rates of banks and other lenders are lower and often fall in the range of 50-70%. See also
Notes External links InvestmentQuestions and AnswersInvestment?Q) I have 60k in savings - what should i do with this to get the best return for my money. Serious answers only pleaseA) Currency trading following the freedomrocks strategy. The reason that some predict that Mark Vincellete will be on the cover of Time magazine is because of his brilliant strategy he developed for the Forex market. He is revolutionizing investing for the average investor. Making huge amounts of money and retiring young is not just for hedge fund managers. Investors who follow this program have been making unheard of returns. Due to compliance issues I cannot reveal the returns on investment but when you demo the program you will see for yourself. Once you see the power of the program you will confidentially tell everyone you know about it. That is why the company is growing 40% a month with no advertising. This is a Forex hedge strategy that reduces the risk in the market and anyone can do it because of its simplicity. It takes about 10-20 minutes a week if that. You can follow the strategy with play money until you see how it works and are comfortable with investing. Don’t take me word for it though. Try it out for free. Watch the video presentation on the site below. It will explain everything through the video. www.demofreedomrocks.com. Take care RULE OF 72 5000 @ 12% a month = 1.6 million in 4 years. 19 million in 6 years.Investment?Q) Has the company, GMR INFRASTRUCTURE announced american and global depository receipts? If so, when is it likely to come for the public to apply. The above is a well known indian company whose shares are quoting at a high premium. savithriA) In UK we have regulartions designed to protect investors, so if they manage to get a listing on LSE I'm sure they are OK. However there are a HUGE number of con-merchants and rip-off artists out there trying to suck people into worthless 'investments' .. and one way to do this is via "depository receipts" .. so excuse me for being a bit cynical, but "no thanks, at any price" :-)Investment Property Share Opportunity in Spain for a 6 year term?Q) Property investment has in the past only been available to clients that have significant capital to work with, however IPS now make property investment available to everyone with our shared property investment scheme called SPI. SPI works by bringing smaller investors together for a fixed term. They invest in a property together and when it is completed share the costs and use of it equally. The property is sold at the end of the investment term and the profit is shared similarly. With SPI you can invest in an exciting project with amazing potential for just over £5000 a quarter share. You can invest in a quarter share in a semi detached 3 bedroom villa in Costa Teguise in Lanzarote or in a two bedroom property on a golf and country club resort in Caravaca de la Cruz in Spain. For full details to be sent to you please ask. This is not an innovative ploy....you can contact me directly at laurie@ipspain.co.ukA) Is this a innovative marketing Ploy ?Investment of mortgage?Q) I've managed to save £100,000 which is equal to the outstanding mortgage I owe on my home. Is it best to keep that money as investment or should I pay off my mortgage and start my investments again from zero?A) Pay off a large portion, but invest some, you never know when you may need it. The web-link below has a question and answer that is similar to yours.Investment companies dealing with property agency?Q) I am interested to discover about something more investment fund companies that can help me to develop my idea in properties agency business and which companies are specified for property investment fund.A) Try ths link to Skandia multi-funds'Investment Corridor' - Economics?Q) What is an Investment Corridor? I'm writing a paper on the economic development of a country, but have come across this term when doing research? Apparently the country 'launched' several investment corridors - anyone know what this means?A) It seems that Investment corridor is an atempt towards area development along the hinterland of a major road/ rail/ transport network initiated by local bodoes/State govt.s. One example; Improving the railroad for freight and passenger service drives the selection of projects for NCRR's Capital Investment Program. The strength of the state's rail transportation infrastructure depends on the quality of rail, the width and height of bridges, the technology in signaling equipment and the capacity of the corridor to serve increasing demands for more trains. NCRR works with the North Carolina Department of Transportation, Norfolk Southern Railway and the communities through which it extends to select those projects that will have the most beneficial impact on the state's economy. Another example: The intent of this project is to develop a conceptual framework for evaluating competing corridor investment projects in order to determine those projects that most improve transportation-related well-being within the limits of resources available. The framework must be able to incorporate and organize contributions to and deductions from well-being that are both monetary and non-monetary. Those who will benefit from this research, include the residents of Missouri, as well as the other states who make up the Midwest Transportation Consortium, which are Iowa, Kansas and Nebraska, and ultimately, the nation. A critical component of the framework must be the information needs that feed decision-making, particularly in the areas of remote sensing and geographic information systems (GIS) that respond to the spatial nature of transportation projects and their impacts. Project Methodology We are utilizing the structure of an Advisory group and individual focus groups to identify and describe transportation impacts on well-being (e.g. economic development, travel time, access, safety, environmental quality, neighborhoods). Focus groups will represent various perspectives on transportation investment utility Example 3: The Muhimbili University College of Health Sciences (MUCHS) will soon start an investment corridor on 3,800- acre pieces of land it has acquired in Dar es Salaam and Coast regions. The land is at Kwembe-Kati, in Kinondoni, Dar es Salaam Region and Kisopwa/ Mloganzila in Kisarawe District, Coast Region. MUCHS Director of Planning and Development Professor David Ngassapa said yesterday in Dar es Salaam that the planned investment corridor would have a modern medicine manufacturing factory. Prof Ngassapa stated that a feasibility study on the establishment of the investment corridor has already been carried out. �We are currently looking for a viable foreign investor from the US to invest in the planned medicine manufacturing plant,� he said. Prof Ngassapa went on to say that the factory would also be used for offering degree courses to students, who would be pursuing degrees in pharmaceuticals. Apart from the factory, lecture theatres, residential halls, cafeterias and a hospital for teaching medical doctors, would be put up on the land. The university has submitted its charter to the government for approval, he said. �We have submitted a charter asking the government to elevate our university college to a fully-fledged university independent of the University of Dar es Salaam (UDSM),� Prof Ngassapa stated. Ex 4:Community Design + Architecture, as a subconsultant to Nelson/Nygaard, is part of a team studying proposed corridors for high-capacity transit investment in the Fresno Metropolitan Area. The local transit agency’s Long Range Transit Master Plan and the City of Fresno’s 2025 General Plan identify four major transit corridors that could potentially support the implementation of high-capacity transit service in the future. These are Blackstone Avenue, Shaw Avenue, Cedar Avenue, and Ventura/Kings Canyon. The objective of this project, the Alternative Mass Transportation Pre-Major Investment Study, is to determine which of these four corridors should be the highest priority for potential transit investments, the cost associated with the alternatives, and if there is adequate community support to justify further analysis up to and including the funding of a comprehensive Major Investment Study. To this end, Community Design + Architecture studied land use patterns along each of the corridors. CD+A also conducted an analysis of existing land use and transportation policies to determine whether they are supportive of high capacity transit (HCT) services. The team reviewed existing policies to determine which corridors best support the implementation of HCT, including multi-modal transportation, circulation and parking; integration of freight (loading zones and hours); supportive development practices, guidelines, and goals; and congestion management policies and programs. The team plans to conduct a charrette inviting the public, staff from affected agencies, and other stakeholders to formulate goals and objectives that will aid in assessing the alternatives. The team has prepared materials for an educational component demonstrating how each corridor might look with integrated HCT, various options for HCT, and land use practices and policies that are supportive of HCT.What investment product is suitable for long term (over 10 years) investment for a child's education?Q) Would like to know what companies offer low-cost investment products that doesn't need too much time and attention to manage. Would like to invest for child's education fees.A) I would strongly suggest arranging a meeting with a financial adviser. There are many different options for investing for a child's education as well as your own retirement. They will be able to help you through the whole process, and many that are outside a bank, manage your account and require that you meet certain expectations; such as depositing a certain amount each month, contacting them with any concerns or problems, keeping them informed with monthly statements and the such.Property investment in Turkey --- please advise?Q) My partner has been insisting to invest in international property in Turkey, Bodrum. We came across a stand at the home expo and since then she is very excited and has been raving about it every day. The property is a apartment in a resort project which is not even complete. And the fact is you dont own the apartment solely, as its not freehold or leasehold, but you are part of a company. The company rents out the apartment and gives a share of the rent to you. You allowed to stay in your apartment for only 3-4 weeks per year, rest of year it will be rented out to tourist. But thing is i am abit wary about this. Does anyone know whether this kind of investment in Turkey is a good idea. One other thing.. she wants to get 2 other friends involved in the investment so it will be me, her and 2 of her friends... (4 people in total) Any advice please as im really confused ?? thanks in advance ps. Cost of investment is £45,000 in totalA) be very careful, turkey as a very weak economy, another earthquake or rioting and their economy would take a pounding. what would your property be worth then. if i was you i would look for a safer prospect.Property investment in Turkey --- please advise?Q) My partner has been insisting to invest in international property in Turkey, Bodrum. We came across a stand at the home expo and since then she is very excited and has been raving about it every day. The property is a apartment in a resort project which is not even complete. And the fact is you dont own the apartment solely, as its not freehold or leasehold, but you are part of a company. The company rents out the apartment and gives a share of the rent to you. You allowed to stay in your apartment for only 3-4 weeks per year, rest of year it will be rented out to tourist. But thing is i am abit wary about this. Does anyone know whether this kind of investment in Turkey is a good idea. One other thing.. she wants to get 2 other friends involved in the investment so it will be me, her and 2 of her friends... (4 people in total) Any advice please as im really confused ?? thanks in advanceA) i wouldnt listern to the bad points you hear, remember every story has two sides. i believe its a great investment plan for you. property is rising in turkey every year, just last year alone it rose by 50% and in the next two to three years its ment to have risen by 100%. so just think of how much the value of your property will have risen by in 10 years. and if turkey does join the eu then you know the country will gain economical stableness. so i think the only thing you have to worry about investing in turkey is that once your in your property you will not want to return back home.Land Investment Comanies - Is there a regulator?Q) My boyfriend is going for an interview with a land investment company but, after working for a company previously that didn't seem legit, I am dubious! I was wondering if there was a land investment regualtor - like there is the fsa for stock broking and stuff, to see if companies are registered, is there somewhere where I can do a check on this company? I am sorry if I sound silly but I am completely thick on the subject!! The company is called Commercial Land and the website is www.commercialland.biz - I just don't want him to end up in a dodgy company again where they might waste his time and mess him around!! Would appreciate any advice!! Thanks xxxxA) Criminals often use names of real Companies - and many real Companies have multiple offices - if you can find the 'registered' head office address you could phone them & ask if they have a branch at the address given ... More important is to pay attention during the interview ... If he is told to report to the back door during lunch time (or after normal working hours) and it's obvious the 'Manager' is using some-one else's office, start to worry ... also if the 'For Sale' signs are up outside the Offices - or the Car Park and all the other desks/offices are empty ... Other bad signs are unmanned Reception desks, phones ringing off the hook and harried staff shouting at 'customers' down phones...Investment?Q) If in a given year, a proposed investment has incremental cash savings from operations of $27,300, incremental depreciation charges of $15,500, and a marginal tax rate of 30 percent, the incremental cash flow from this proposed investment would be ________. a. $12,910 b. $18,450 c. $20,700 d. $23,760 If possible, please explain how you derived the answer. Thanks.A) Anwser is D. How you solve it.... 27300 cash saving is a REAL cash income. 15500 depreciation is a non-real cash expense. You pay tax only on you profits, and depreciation is an expense which is already paid in the past. So this is the solution. 27300 - 15500 = 11800 11800 is the amount declared for taxes. 11800 x 30% (taxes) = 3540. 3540 is the taxes you pay. 27300 - 3540 = 23760. Bottom line is.... you pay taxes only for revenues minus expenses.... here.. cash saving is a revenue and depreciation is an expense. But depreciation is reported expense, this is why you don't loose money when you put it on financial report.investment?Q) An investment grows by 3% per year for 10 years. By what percent does it increase over the 10-year period? and An investment grows by 30% over a 5-year period. What is its effective annual percent growth rate?A) I disagree with the previous answer. <<<An investment grows by 3% per year for 10 years. By what percent does it increase over the 10-year period?>>> 34.4% <<<An investment grows by 30% over a 5-year period. What is its effective annual percent growth rate>>> 5.4%investment ?Q) My friend owns small business and wants to start another small business, but does not have enough capital. Can she just write a check from her 1. business and make it like investment to 2. business? or are there any rules to make investment? thanksA) If she has an account with money in it, she can just write checks. Even if its 500 businesses. More often people first figure out or guess that the second business will have some profit. If the first business is profitable, then you bring the business plan to a bank and borrow the money. Go slow but if and when you can count on 20 or 30% profit, start numbers 3 through 5 the next year. Then you salt away some of the profits and retire when or if you want to.investment?Q) Orear Enterprises earns 8% on an investment that pays back $120,000 at the end of each of the next 6 years. What is the amount Orear Enterprises invested to earn the 8% rate of return?A) do you assume simple interest or compounded interest?Investment?Q) Could you please explain in a few words what an investment is and how it works. Really need to know about it. Will be greatly appreciated for any answers.A) I would say an investment is anything you do(specially involving money) with the intent of receiving more later on.investment?Q) Hello every body suppose some one has 2,000000 $ cash. what is the best area of investment in United states that does not need very specific managerial talents or is not so risky. Thank you very muchA) cd's.....stocks and the like will always involve risk and you will need to closely manage your investment. and if you do not take the time to educate yourself before you invest your hard earned money?........ not only are you a fool, but your are a gambling fool.Investment?Q) I don’t have any prior experience in starting an investment in Stock, Mutual Funds and Bonds and I’d highly appreciate it if you could please help me in 1.Explaining what does each term refer for. 2.Where to start 3.Which company to start with 4. Successful investors names. Best regards, MAJDI SUMREENA) You can find basic definitions and information at you local library and at these web sites: http://investopedia.com http://investing.sitesled.com/ http://investedcentral.com http://jacksteiman.com http://bettertrades.com http://futures.tradingcharts.com/learning/ http://winners-and-losers.com/ Article: Trading is Timing http://www.investopedia.com/articles/trading/06/TradingisTiming.asp Stock Charts Bigcharts.com http://www.stockTA.com http://www.stockcharts.com http://www.incrediblecharts.com... www.prophet.net americanbulls.cominvestment?Q) on searching for trading i found a site http://www.redtagdeals.com/sogo_invest-coupons is it trustableA) Whenever I see FREE,I double check then check again,just to be sure.Nothing in life is freeInvestment?Q) I would like to open a Roth IRA, but I don't know with whom. I've heard of Vanguard and T Rowe Price. Who would be the best? and what fund should I invest in? I hate taking risks!!! especially if it involves money. I forgot, I'm in my mid 40's.A) Gosh, I hope you aren't just starting to plan for retirement. Unless you were planning on working till you are 90. Without risk there is little chance for reward. You can open a roth IRA as a CD and have it be guaranteed; problem is you wont get a decent rate of return. You can go with a Bond fund and get 6% rate of return as an average; again, not much better than a CD and a little more risk. Go with a stock fund and, if history holds, average 11% a year. So the risk is not having money in retirement and eating dog food, or getting aggressive ASAP. It doesn't matter which house you put the money in. Vanguard is probably the lowest costing mutual fund company out there, Price not too far behind. The issue you should be concerned with is what to invest in and what your objectives are. To that end, please check out: http://money.cnn.com/ http://www.cnbc.com/ http://www.daveramsey.com/ If you get only one book, make it: http://www.wealthybarber.com/ I am in my early 40s and have been accumulating stocks and mutual funds for darn near 25 years now. My motto has always been "buy low, buy high, buy buy buy" The money is not needed for a few more decades so I can afford to ride out the crashes and booms. Do some research now; and max out the employer 401k if you have one, as well as the Roth. I don't want to see you working at Mcdonalds in 30 years. Good luckinvestment?Q) if i have $10,000,what is the best way to invest it?A) It depends on what you're looking for. If you're looking for a long term investment, I'd probably find a couple mutual funds. It also depends on how much risk you want to take. Your highest returns would probably be in stocks but they are also your highest risk. You could pick maybe an aggressive mutual fund and another one with less risk, like a growth fund. Of course, there are always CD's and Money Market accounts but the return on them is not likely to be as high. But they will be insured by the FDIC and your return is guaranteed. Do some research on Mutual Funds, CD's, Money Market accounts and even stocks. Decide what you want from the money, long term investment, high risk, low risk, short term gain, long term gain. Then make a decision on what you feel is the best investment for you. No two people are alike so it's really hard to tell someone they absolutely should be in one investment or another.Some content elements on this page provided by Yahoo |