Best car insurance company

Questions and Answers

Best car insurance company?

Q) I am 23 and been driving for 5 years and my wife is 24 and has just passed her test. I want a car with me as the main driver and my wife as the secondary driver. I dont have any no claims bonus, as I myself have been a secondary driver for the past 5 years

A) Even though I have been driving for over forty years with out a claim I still sit on the phone ringing lots of insurance companies every time my renewal is due. Its amazing what money I can save by changing insurance companies if some one else is cheaper. Always tell them you have a better quote from someone else. Be prepared to spend time to find the cheapest

For young Male drivers who is the best car insurance company to go with?

Q) I want cheap I am 19 I have a smal 1.1 car and i have 1 years no claims Never crashed No Convictions

A) Compare Progressive, Allstate, and Geico... _ _ _ _ _ _

Which is the best British car insurance company to use if i have a U.S. driving license?

Q) I find it really difficult to find anyone who will insure me with my U.S. driving license and i generally only find out that they won't after going through all the annoying questions....can you tell me if you know of a good one? I've tried a general search online but having a US license makes it difficult to get an accurate quote. If you are in the same osrt of position as me, i would appriciate any advice!

A) all i can suggest is get a uk licence, go to the post office and ask for some advice

Is it legal for my car insurance company to call a 3rd party' insurance company to seek whatever information ?

Q) My wife's car was hit from behind and other party's car insurance (Company A) settled the claim. Now my wife drives my car (of course she's insured too) and hits someone else's car. Now my insurance company wants me to give them consent to call insurance company A who have nothing to do with this latest incident. Is this legal??

A) Of course. They are exploring the record of your wife, and if you refuse you will likely lose your insurance and have a hard time finding another company. It's perfectly reasonable for an insurance company to use measures like this to check facts you have supplied, and investigate driving records. They are offering you insurance on the basis of the statistical probability you will need a payout - they are simply protecting their business.

What is the car insurance company that offers 40% off for teenagers?

Q) What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways can get cheaper car insurance , im 18 and they all seem to cost a bomb!

A) hi stacie! that insurance scheme using a tracking device to verify whether you will use it between certain hours or base it on the number of miles and roads used, was piloted by Norwich Union and has not yet been released publically, to my knowledge! I believe it is called PAY AS YOU DRIVE Anyways, to save money on insurance: Buy a 1.2Litre or below Value of car under 2k If you want to save money in the long run then pay heavy now and build up your no claims bonus so that by the time you can afford an expensive car insurance will be the least of your worries! If you want to save money now, and expect to earn so much taht when you get a good car insurance will be affordable... then be the 2nd driver (not main) and possible use DIRECT LINE for this purpose! Finally, try confused.com to search for the best quote for you!!! Hope ive helped!

Is it legal for a car insurance company to cancel insurance withought notification?

Q) My daughter renewed her car insurance last december,in january she changed banks cancelling her direct debit, she rang the insurance company to arrange a new direct debit with her new bank.The insurance company attempted to use the cancelled debit when it was not able to obtain any money it cancelled her insurance it at no time notified her of this,but says if she can prove she rang them (unfortunatley she cannot) they will reinstate her insurance ,if not tough!

A) It is not legal to cancel without receiving notification of cancellation. Your daughter would have received a few notices. One that her withdrawal did not go through and that she needed to make a payment and she would have received an official notice of cancellation. They mail them to the last known address on the policy. If her address changed and she did not notify them they would not have known where to mail it. I hate to say this but this happens often in insurance agencies. People will call and tell me that they called but we document every phone call and I can go back and see if the person called. Many people when they go thru this have so much on their mind that they do forget to call. You can contact the insurance agency, explaining what happened and see if they will be able to reinstate her policy. If they are not able or willing she will have to start a new policy with higher rates. She has been uninsured for over 30 days. Good Luck

can i sue my car insurance company if they say my policy does NOT exist!!?

Q) i have had an accident, and the other person is trying to claim off me. i went through a broker, and they and my insurance company are denying knowledge of my policy or car registration. i have a copy of my policy and receipt for payment in full of my policy. can i sue them and stand any chance of reclaiming my money and compensation for time and stress. i have had an accident, and the other person is trying to claim off me. i went through a broker, and they and my insurance company are denying knowledge of my policy or car registration. i have a copy of my policy and receipt for payment in full of my policy. can i sue them and stand any chance of reclaiming my money and compensation for time and stress. ok, bit more info. Police have seen my policy, got stopped, as i was coming up with no insurance. i have Full Documentation of my Policy, Certificate of Motor Insurance etc. my car is under MoT. and my policy runs out January 2008. and finally i am in Shropshire, England. Thank you for the answers so far. hey, Jonathon H, sorry cant find what you meant on that site

A) You say you went through a broker - you should have been provided with: An assessment of your insurance requirements. A recommendation and reason for the recommendation An Initial Disclosure Document/ Terms of Business Agreement A policy summary/ key facts document. A policy schedule A certificate of motor insurance. There are several possibilities - most of which point to a lack of systems and controls on behalf of the broker and/ or insurance company. Suggested Steps. Contact the insurance company - send them a copy of your schedule, certificate of insurance and receipt from the broker and ask them to look into it. There is nothing an insurance company dreads more than a broker not acting properly as the insurer appointed them agents and has to ensure that the broker is obeying the terms of the agency. Report the incident to the Financial Services Authority giving details of the insurance company and broker - they won't help you get your money back but they will be on alert and investigate if a scam/ swindle is happening. Check that the insurance company and the broker are on the FSA register - sometimes dodgy 'brokers' set themselves up and issue policies through non-existant or un-registered insurance companies a recent example was the double-easy group. If the broker exists and is otherwise reputable then they will have professional indemnity insurance in place and their insurers will have to be informed. It could be that one of their staff is dishonest - in which case they would be only too happy for you to contact them so they can investigate - even though they know they could be fined by the FSA. You will have to instruct Lawyers to make the claim. If you are lucky the PI insurers will take over the claim made against you and the broker will have to pay them the excess on the policy. If you are unlucky then you may have to pay the claim against you and then claim the amount from the broker. If you want further information I may be able to provide specific answers - you could call 01207 509446 today (Thursday) during office hours and ask to speak with John

I wrote off my old car and my insurance company are giving me a new one - where is best to sell it?

Q) I had a 56 plate Fiat Grande Punto abd wrote it off so they are giving me a 07 Fiat Grande Punto costing £9860. I want to sell this, settle my finance and get a cheaper car. Where is the best place to go to help realise the full value or the most value?

A) Go for a private sale. Advertise through Autotrader

Company car insurance?

Q) Is premium more expensive if compnay car is used just for personal use and commuting? and if car is taken home? can anyone reccomend cheapest company car insurance

A) Car insurance differs by the state and the vehicle you drive. All companies judge all factors slightly differently, so a cheap company for me, might not be cheap for you. Just go get a online insurance quote, that will compare all insurance companies in your area and bring you back the cheapest prices. For a quote go to http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html

At my wits end with Indian Call centre staff What UK based car Insurance company?

Q) Im going to change Insurance companies we have no claims for 4 years with Norwich Union. Im trying to find UK based company that doesnt put me through to Indian call centres. Please tell me your experiences with particular UK based companies that have no outsourcing to call centres and have great customer service? Thanks

A) I'm with MoreTh>n. They provide you with an account manager who you can speak to everytime you phone, regardless of query. He knows all your information etc, so you don't have to keep repeating yourself to Daleks.. An added bonus, I find there premiums to be quite competetive. Hope this helps.

As far as compensation is concerned, what's the best car insurance company there is (within USA) ?

Q) A co-worker of mine wreaked his car, and he was told by his insurance that they will pay him the amount equivalent to the car's total wreaked value (in other words, scrap value). THIS SUCKS CO'Z BOTH MY CARS (one brand new) ARE UNDER THE SAME INSURANCE COMPANY! I need to switch insurance quick! I need to find one that will pay for the car's actual book value in case it gets stolen or wreaked... NOT resale value, NOT trade-in value, and most especially NOT total wreaked value. (Only well educated and very credible answers please) In his response, "notaclue" (below) still did not address the question as to which insurance company offers the best compensation package. Regardless of the accident I had described, my question remains the same. I would suggest to "notaclue" to refrain from giving such worthless answers in the future. He should try to ANSWER the question next time. I also do not accept answers from people so mal-educated they do not know that parentheses come in pairs.

A) Allstate, State Farm, and Infinity are all great insurance companies for compensation in an accident. Infinity insures the best for the lowest price. I would never choose Traveler's Insurance because they give you a great hassle over compensation. Plus, Traveler's also tells you that they are paying you one thing and end up paying a great deal lower. We had an accident with Traveler's Insurance and had been paying on $10,000 coverage on the interior contents on a conversion van (extra besides the value of the van) and, when it came down to the compensation, they only paid $1500 on the interior contents (that were valued at around $8000-$10,000) along with the book value of the van. Traveler's was also charging me waaaaaaay more than any other insurance. So we were lied to by that company. E-surance is another company that is great and it costs less.

which car insurance company provides the best rates to young teens (16-22)?

Q) i mean best car insurance quotes

A) Depends on the violation. There aren't exactly a whole bunch of insurance companies dying to write SR22's on kids. So you're GOING to end up with a high risk policy. How much? Depends on the violation, actually. So check with Geico, Safe Auto, Progressive, and Leader Infinity. You'll probably end up with one of those four. **Amica is a GREAT company, but they're strict with underwriting. I seriously doubt they'll even give you a quote, as soon as you say "SR-22".**

What is the best car insurance company for a 23 yr old female who has never had her own policy?

Q) Hello, I am a 23 yr old female, and have never had my own car insurance policy. My car is paid off, but still in my mom's name, with my name on there as well. I have been trying to get my own policy, since she is going to sign the car over to me, but I can't find anything reasonable. I'm paying 65 dollars a month for the policy to be in her name, and I need to stick to that price range. Any suggestions?

A) You probably aren't going to be able to find anything comparable to what you have now. You are getting discounts and credits under your current policy that you won't get on your own. Look around to your local independent agents (those that represent several different companies). They will be able to give you several different prices to choose from. Be sure to tell these folks that while you haven't had a policy of your own, you have been listed as a driver on your mom's policy (assuming that is the truth) and therefore have been insured. The company will want proof, so be sure to get a copy of your mom's policy with you isted as a driver. Otherwise, the insurance company will charge you more for not having continuous coverage.

what would be an inexpensive car insurance company for drivers that dont have the best record due to speeding?

Q) i live in Jacksonville,Fl if anyone knows a cheap insurance company

A)

what car insurance company is the best price-quality combination for full coverage in South-East Florida?

A) It depends on the person and their record. Certain companies are looking for certain types of people to insure. They have different tiers, etc. So, you may be in a better rate in one company than the next. Another person may be the exact opposite of you. Call around and you can do some quotes online with companies. Do not compare yourself to others, you have to get quotes for you.....and make sure all the coverages/limits are all the same for each quote so you can compare.

best car insurance company?

A) Progressive!!

Whats the best car insurance company in Wichita,KS?

Q) Please help

A) It's impossible to say which one is best for you without taking your details and going to several companies. Here's a page that lists a few online services where you can compare car insurance from multiple insurance providers...

whats the best car insurance company for women?

A) I have looked for this for years but Tesco, Direct Line and Churchill always beat women only insures. Try the post office too!

what is the best car insurance company for a first time driver?

A) Some of the top auto insurers include State Farm, Allstate, Progressive and GEICO. Here are some tips to save on your auto insurance: Ask about good drivers discounts, good student discounts, anti-theft device discounts, multiple vehicles discounts, try a higher deductible, annual premium payments, lower physical damage coverage limits on older vehicles, and get your home and auto insurance with the same insurer - this could save you up to 15% more. To compare auto insurance rate quotes I recommend InsureMe – They give you the five best auto insurance quotes from top-rated auto insurers nationwide. To request a free, no obligation quote, Go to http://www.insureme.com/landing.aspx?Refby=613596&Type=auto I hope that helps! Take care and best of luck with your auto insurance!

what is the best car insurance company?

A) Find which one is cheapest for you, based on your vehicles, the people who will be carrying off on your insurance, your driving record, age, etc. No company is 'best' in general. Find what's cheapest for you, and run with it.